Fines for Driving Without Truck Insurance in Hanoi

The saying “Durability comes from the owner” rings especially true for valuable assets like trucks. Protecting your livelihood means having the right insurance coverage. However, many drivers and owners are still unaware of insurance regulations, leading to violations and unnecessary fines. What are the current penalties for driving without truck insurance? Let’s delve into the details with xetaihanoi.edu.vn!

Truck Insurance Fines – Are You Informed?

Truck insurance, especially compulsory civil liability insurance, isn’t just a legal requirement; it’s a responsibility for every road user. Insurance protects not only your assets but also the rights of other people on the road.

Specific Fines for Trucks

According to Decree 100/2019/NĐ-CP, fines for driving without truck insurance are as follows:

• For Trucks:
  • Trucks with a payload under 2.5 tons: Fines from 4,000,000 VND to 6,000,000 VND
  • Trucks with a payload from 2.5 tons to under 10 tons: Fines from 6,000,000 VND to 8,000,000 VND
  • Trucks with a payload of 10 tons or more: Fines from 8,000,000 VND to 10,000,000 VND

In addition to fines, owners will have their Vehicle Technical Safety and Environmental Protection Certificates suspended for one to three months.

Truck being fined for lacking insurance

Real-World Example:

Mr. Nguyen Van A, owner of a 5-ton Hino truck, frequently travels on National Highway 1A, transporting goods from Hanoi to the southern provinces. During a traffic inspection at Cau Gie, due to neglecting to renew his insurance, Mr. A was fined 7,000,000 VND.

Important Notes Regarding Truck Insurance

• Always check your insurance policy’s expiration date and renew it before it lapses.
• Choose reputable insurance providers such as PVI Insurance, PTI Insurance, BIC Insurance…
• Thoroughly research insurance packages and choose one that suits your needs.
• Keep your insurance documents safe and present them when requested by authorities.

Feng Shui for Trucks – Have You Heard?

Besides obeying traffic laws and having insurance, many drivers believe in feng shui for “avoiding risks” and ensuring “smooth sailing” on the road. Choosing auspicious colors and license plates, hanging lucky charms in the truck, are believed to bring good luck and safety to the owner.

Truck decorated with lucky charms for good luck

Frequently Asked Questions:

1. I just bought a truck on installment. Do I need to buy insurance immediately?

Answer: According to regulations, as soon as the vehicle is on the road, you must have compulsory civil liability insurance.

2. My truck’s registration has expired. Can I still buy insurance?

Answer: Your truck must meet all operating requirements, including registration and road maintenance fees, to be eligible for insurance.

3. Where can I buy reputable truck insurance?

Answer: You can consider reputable insurance companies like PVI Insurance, PTI Insurance, BIC Insurance… or contact the dealership where you purchased your truck for advice.

Conclusion

We hope this article has provided comprehensive information about fines for driving without truck insurance, helping you drive safely and comply with regulations. Don’t forget to visit xetaihanoi.edu.vn for more useful information about trucks!