Driving Without Insurance in Vietnam: Penalties and Risks

There’s a saying, “A possession lasts if its owner takes good care of it.” But when it comes to vehicles on the road, luck also plays a role. Minor accidents are common, yet many drivers neglect to purchase insurance for their beloved vehicles. When misfortune strikes, not only do they face vehicle damage, but also hefty fines for driving without insurance. So, what are the specific penalties? Let’s delve into the details in this article.

Penalties for Driving Without Insurance: The Numbers Speak for Themselves

Many drivers might feel hesitant about car insurance. However, car insurance acts as a safety net. In the unfortunate event of an accident, insurance minimizes financial losses.

According to Decree 100/2019/NĐ-CP, penalties for driving without insurance are clearly stipulated as follows:

1. For passenger cars (under 9 seats):

• Fines range from 1,000,000 – 1,500,000 VND
• Driver’s license suspension from 1 – 3 months.

2. For trucks (from 1 ton to under 3.5 tons):

• Fines range from 1,400,000 – 2,100,000 VND.
• Driver’s license suspension from 2 – 4 months.

3. For trucks (3.5 tons and above), tractor trailers, and container trucks:

• Fines range from 2,800,000 – 4,200,000 VND.
• Driver’s license suspension from 3 – 5 months.

Severe Consequences of Driving Without Car Insurance

Many drivers believe that if they drive carefully and have a smooth journey, insurance is unnecessary. However, risks are always present and can strike at any time. No one can guarantee they’ll never encounter an accident on the road.

Imagine facing a serious accident with repair costs reaching hundreds of millions of VND without insurance. The financial burden would be immense. Moreover, if you’re the family’s breadwinner, this significantly impacts everyone’s lives.

Therefore, purchasing car insurance is not only a responsibility to the community but also a way to protect yourself and your family from unforeseen risks.

Important Considerations When Purchasing Car Insurance

To avoid unnecessary losses, consider the following when buying car insurance:

• Choose a reputable insurance company: Consult with relatives, friends, or research reputable websites and forums.
• Compare benefits and premiums between insurance packages: Each package offers different benefits and premiums.
• Carefully review the insurance contract: Before signing, thoroughly read the terms and conditions to avoid future disputes.

“XE TẢI HÀ NỘI” – Your Trusted Partner on Every Road

“XE TẢI HÀ NỘI” proudly provides reliable information on reputable and quality trucks and cars. We strive to offer valuable knowledge for a safe and confident driving experience.

If you have questions about purchasing a truck, understanding vehicle documentation, or staying updated on traffic laws, visit the “XE TẢI HÀ NỘI” website or contact us at 0968239999.

Also, explore related articles on our website: Best Car GPS Trackers, Penalties for Missing License Plates, Truck Pricing

“XE TẢI HÀ NỘI” – Always with you on every journey!