Online Truck Insurance: Convenient, Transparent, and Cost-Effective
Online Truck Insurance: Convenient, Transparent, and Cost-Effective

Online Truck Insurance: Convenient, Transparent, and Cost-Effective

08/02/2025
0 Comments

“Trucks must have insurance,” Mr. Ba, the owner of a trucking company in Cau Giay, Hanoi, shared with me during a visit. “Long-haul trucking has many risks, having insurance provides peace of mind.” Indeed, car insurance, especially online car insurance, has become an indispensable “shield” for drivers, protecting their finances against unforeseen risks on each journey.

Buying truck insurance onlineBuying truck insurance online

What is Online Truck Insurance? Why Should You Buy It?

Online truck insurance is essentially the same as traditional truck insurance, providing vehicle physical damage and liability coverage for truck owners. The difference lies in how the insurance is purchased. Instead of having to go directly to an agent, you can easily purchase truck insurance online anytime, anywhere with just a few simple steps on the insurance company’s website or app.

Advantages of Online Truck Insurance:

  • Convenient and fast: Purchase insurance anytime, anywhere, without wasting time traveling.
  • Transparent and clear: Easily compare insurance packages from different companies.
  • Cost savings: Often offers more preferential rates compared to traditional insurance.

Common Types of Online Truck Insurance:

  • Compulsory TNDS Insurance (Third-party Liability): Required for participation in traffic.
  • Physical Damage Insurance: Protects the vehicle against risks such as collisions, accidents, fire, and explosion.
  • Passenger Accident Insurance: Insurance for the driver and passengers in the vehicle in case of an accident.

Online Truck Insurance Price List

Online truck insurance prices depend on many factors such as vehicle type, year of manufacture, vehicle value, area of operation, insurance package, etc. Below is a reference price list from some reputable insurance companies:

Insurance Company Compulsory TNDS Insurance (Trucks under 1.5 tons) Physical Damage Insurance (Reference)
PTI Insurance 660,000 VND/year From 1.5% of vehicle value
Bao Viet Insurance 700,000 VND/year From 1.6% of vehicle value
BIC Insurance 650,000 VND/year From 1.4% of vehicle value

Note: The price list is for reference only. For accurate pricing, you should visit the insurance companies’ websites or use online insurance comparison tools.

Comparing online truck insuranceComparing online truck insurance

Important Notes When Buying Online Truck Insurance

  • Choose a reputable insurance company: Choose large, reputable insurance companies in the market such as PTI Insurance, Bao Viet Insurance, BIC Insurance, etc.
  • Carefully read the insurance terms and conditions: Before purchasing, carefully read the insurance terms and conditions, especially the exclusion clauses to avoid unnecessary disputes later.
  • Store insurance information carefully: After purchasing insurance, you will receive an electronic insurance certificate. Keep this information carefully for use when needed.

Frequently Asked Questions about Online Truck Insurance

Is it safe to buy truck insurance online?

It is completely safe if you buy insurance from reputable insurance companies with official websites/apps.

Are there discounts when buying truck insurance online?

Many insurance companies offer discount promotions when buying truck insurance online.

What to do in case of an accident?

Immediately contact the insurance company’s hotline for detailed instructions on declaration and compensation procedures.

Where to Buy Online Truck Insurance?

You can purchase online truck insurance from reputable insurance companies such as PTI, Bao Viet Insurance, BIC Insurance… or visit the XE TẢI HÀ NỘI website for advice and support.

Trucks and Feng Shui

Vietnamese people have long believed that “there is worship, there is sacredness, there is abstinence, there is peace.” Choosing a license plate for a truck is the same; many drivers choose a license plate according to feng shui with the hope of bringing luck and fortune to themselves and their families. For example:

  • Choosing a license plate according to the five elements: Choose a number that is compatible with the owner’s destiny.
  • Choosing a beautiful license plate: Easy-to-remember number sequences with lucky meanings such as 68, 86, 39, 79…

However, the choice of license plate number depends on the preferences and beliefs of each person. The most important thing is to drive safely and obey traffic laws.

Conclusion

Online truck insurance is the optimal solution for drivers, providing peace of mind and financial protection against unforeseen risks. Hopefully, this article has provided you with useful information about online truck insurance.

Visit XE TẢI HÀ NỘI to update more useful information about trucks and related services.

Have you purchased online truck insurance yet? Share your experience in the comments section below!

Copyright © 2025. All rights reserved by XE TẢI HÀ NỘI by @demopoker