No Car Insurance in Hanoi: Penalties and Solutions

“Stopped by traffic police before even starting the engine.” Many truck drivers in Hanoi have likely experienced this frustrating situation. One of the most common offenses that causes drivers significant stress is “driving without car insurance.” Today, XE TẢI HÀ NỘI will break down this violation, outlining the penalties and providing solutions to avoid unnecessary trouble.

Driving Without Car Insurance: Small Offense, Big Consequences

Car Insurance: An Essential Shield

Browsing truck driver forums, from Giai Phong and Ha Dong to Long Bien, discussions about insurance are rampant. It’s true that “you only understand when it hits your pocket.” Car insurance, especially third-party liability insurance for trucks, is crucial. It’s not just a financial safety net in case of an accident, but a mandatory requirement for all vehicle owners.

Mr. Nguyen Van A, a leading transportation expert, shares: “Many people mistakenly believe car insurance is just a cumbersome and unnecessary procedure. However, reality has proven that in unexpected situations, insurance is a lifeline that helps you overcome difficulties.”

A police officer is checking the documents of a truck driver

Driving Without Car Insurance: Hefty Fines

According to current regulations, driving without car insurance carries a hefty fine, potentially amounting to several million VND. Furthermore, your vehicle can be impounded until valid documentation is presented.

Imagine transporting goods from Gia Lam to Bac Ninh and being pulled over for lacking insurance. The delivery is delayed, the fines are substantial, and the truck is impounded, leading to work stoppage and significant financial losses.