VPBank Truck Loan Program in Hanoi

VPBank’s truck loan program is a popular financing solution for many customers. With simple procedures, preferential interest rates, and flexible loan terms, VPBank helps customers easily own their dream truck to meet their transportation business needs.

Benefits of VPBank’s Truck Loan Program

VPBank offers many attractive benefits for customers borrowing to buy trucks. High loan limits, up to 80% of the vehicle’s value, help reduce the initial financial burden. Competitive and flexible interest rates are adjusted according to each period and the customer’s financial situation. Long loan terms, up to 7 years, allow customers to comfortably repay in installments. The application process is fast, simple, saving time and effort. In particular, VPBank also has special incentive programs specifically for customers borrowing to buy trucks, helping to optimize costs.

Are you looking for information about finance companies? See the list of finance companies in Ho Chi Minh City.

Eligibility Criteria for VPBank’s Truck Loan

To be eligible for VPBank’s truck loan program, customers need to meet some basic conditions. Customers must be Vietnamese citizens or foreigners legally residing in Vietnam. They must be between 20 and 60 years old. Have a stable income source and sufficient debt repayment capacity. Have a legal and clear purpose for using the loan. Provide complete documents as required by the bank.

Required Documents for VPBank’s Truck Loan

The required documents for a VPBank truck loan include: Loan application form according to VPBank’s template. Citizen Identity Card/Identity Card/Passport. Household registration book or temporary residence registration certificate. Income proof documents (salary statement, labor contract, bank statement…). Documents related to the truck to be purchased (sales contract, vehicle registration…). Other documents as required by VPBank.

Required documents for VPBank's truck loan

VPBank’s Truck Loan Application Process

The VPBank truck loan application process is simple and fast. First, customers submit their loan application at the nearest VPBank branch. Then, VPBank appraises the application and notifies the customer of the results. If the application is approved, the customer signs a credit contract with VPBank. Finally, the customer receives the disbursement and proceeds to purchase the truck.

See more information about the loan policy of the Kingdom 101 project.

VPBank’s Policy for Different Truck Types

VPBank has a policy to support the purchase of a variety of trucks, from light trucks of 1 ton, 2 tons, 3.5 tons to heavy trucks of 8 tons. Each type of vehicle will have different conditions and loan interest rates, suitable for the needs and financial capabilities of each customer. VPBank also supports loans to buy box trucks and vans, meeting all transportation needs of customers.

Truck types supported by VPBank's loan program

Conclusion

VPBank’s truck loan program is an optimal financial choice for customers. With many outstanding advantages, VPBank helps customers easily own trucks to serve their business.

FAQ

1. What is the maximum percentage of the truck’s value that I can borrow?
2. What is the maximum loan term?
3. What is the interest rate for a truck loan at VPBank?
4. What documents are required for the loan application?
5. What is the loan application process?
6. Does VPBank support loans for used trucks?
7. Can I prepay the loan?

Learn more about loan policy in Quang Ngai and policy bank loan procedures.

For assistance, please contact Phone Number: 0968239999, Email: [email protected] Or visit the address: No. TT36 – CN9 Road, Tu Liem Industrial Park, Phuong Canh Ward, Nam Tu Liem District, Hanoi. We have a 24/7 customer service team.