SCB Truck Loan Program: Drive Your Business Forward

“Building a house, getting married, and buying a buffalo” are three major milestones in Vietnamese culture. Today, “buying a buffalo” translates to acquiring transportation, often a truck, for livelihood. Understanding this, Saigon Commercial Bank (SCB) offers a truck loan program with preferential policies to support you on every journey.

Benefits of SCB’s Truck Loan

Convenient and Fast

Need a truck urgently to fulfill a contract? Tired of complicated loan procedures? Don’t worry! SCB provides a simple truck loan process with quick disbursement, helping you own your desired vehicle sooner.

Competitive and Flexible Interest Rates

Mr. Nguyen Van A, a financial expert in Hanoi, shared: “SCB’s truck loan interest rates are very competitive compared to the market, helping customers reduce financial pressure.” Furthermore, SCB offers various loan options with flexible interest rates and terms, tailored to each customer’s financial capabilities.

High Loan Limit, Long Loan Term

SCB supports loans of up to 80% of the vehicle’s value, with a maximum loan term of 7 years, making your truck ownership dream a reality without financial worries.

SCB Truck Loan Policy

Eligible Customers

• Individuals and households needing a truck loan for business or transportation purposes.
• Businesses operating in transportation, production, and trading sectors seeking to invest and expand their truck fleet.

Loan Requirements

• Customers with sound financial capacity and repayment ability.
• Trucks purchased must meet legal technical and safety standards.

Required Documents

• Loan application form as per SCB’s template.
• Valid ID card/Citizen ID card/Passport.
• Household registration book/Temporary residence certificate.
• Income proof documents (Labor contract, bank statement,…).
• Documents related to the business plan and loan utilization plan.

Reference Price List

Note: This price list is for reference only. Specific interest rates and loan terms are subject to SCB’s regulations at each time.

Important Notes on Truck Loans

• Carefully review SCB’s and other banks’ loan policies to choose the most suitable loan package.
• Prepare all required loan documents as regulated.
• Carefully calculate your financial capacity to ensure timely debt repayment.

Looking for the optimal financial solution to own your dream truck? Contact SCB now via hotline: 0968239999 or email: [email protected]. Our professional staff is always ready to assist you 24/7.

XE TẢI HÀ NỘI – Your trusted source for high-quality trucks, accompanying you on every road. Visit our showroom at No. TT36 – CN9 Road, Tu Liem Industrial Park, Phuong Canh Ward, Nam Tu Liem District, Hanoi for direct consultation and a free test drive.