“Traffic accidents are like death lurking around the corner,” Mr. Nam, a truck driver in Nguyen Van Cu Street, Long Bien, Hanoi, said, making me shudder. No one wants unfortunate incidents, but prevention is better than cure. Getting “a protective talisman” – car insurance – is a must. Is the procedure complicated? Let me, a truck expert at xetaihanoi.edu.vn, answer your questions!
Simply put, this is a type of insurance that covers repair and replacement costs when your car is damaged due to accidents, collisions, fires, etc. Mr. Tuan, an insurance expert at Bao Viet Insurance, shared: “Car insurance is a wise choice, helping you drive with peace of mind, without worrying about ‘burning a hole in your pocket’ in case of an incident.”
Step 1: Choose a reputable insurance company: Consult friends, relatives, or research the websites of major insurance companies like PVI Insurance, Bao Viet Insurance, Liberty Insurance… Step 2: Prepare the necessary documents: Vehicle registration, household registration book/ID card,… Step 3: Bring your car to a dealer or inspection center for a thorough “check-up”. Step 4: Sign the contract and pay the insurance premium. “Choosing an insurance package that suits your needs and financial capacity is crucial” – Advice from Mr. Minh, owner of a Hyundai truck dealership in Cau Giay. Step 5: Receive your insurance certificate and “cruise” on all roads.
| Insurance Company | Insurance Package | Reference Price |
|---|---|---|
| PVI Insurance | Gold | 1.5% – 2% of vehicle value |
| Bao Viet Insurance | Silver | 1.2% – 1.8% of vehicle value |
| Liberty Insurance | Bronze | 1% – 1.5% of vehicle value |
Note: Prices may vary depending on the vehicle brand, year of manufacture, purpose of use,…
Question: Can a truck carrying construction materials be insured? Answer: Absolutely! Insurance companies have insurance packages specifically for trucks.
Question: Is the compensation procedure complicated? Answer: It’s very simple, you just need to provide all the necessary documents as required by the insurance company.
Are you looking for a “top-notch” truck at an affordable price? Visit XE TẢI HÀ NỘI at 10 Hai Ba Trung Street, Hoan Kiem, Hanoi. We offer a wide range of trucks from famous brands such as Hyundai, Hino, Isuzu,…
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Car insurance is a “steel shield” protecting you from unexpected risks. Hopefully, this article has provided you with useful information. Share this article to spread useful information to the community!
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