PTI Auto Insurance: Optimal Protection for Your Vehicle

Anh Tuan, a seasoned truck driver in Hanoi, still vividly remembers that fateful day. While transporting goods from Gia Lam to Thuong Tin, his truck collided with a motorbike that suddenly emerged from an alley. Fortunately, there were no injuries, but his truck sustained significant front-end damage.

As the family’s breadwinner, his truck was Anh Tuan’s livelihood. Seeing his truck immobile at the repair shop, he couldn’t help but worry. Luckily, he had previously purchased PTI auto insurance on the advice of a friend working at the Thaco Truong Hai truck dealership on Nguyen Van Linh Street. Thanks to this, PTI covered a significant portion of the repair costs, alleviating the financial burden on his family.

Anh Tuan’s story serves as a reminder of the importance of having auto insurance. And among the reputable insurance companies in the market, PTI is a trusted choice for many vehicle owners.

What is PTI Auto Insurance?

PTI Auto Insurance is a product of the Postal Insurance Corporation (PTI), protecting you from unexpected risks that cause damage to your vehicle, such as accidents, fires, explosions, natural disasters, and more. With this insurance, PTI will compensate you for the material damage to your vehicle within the coverage scope.

Why Choose PTI Auto Insurance?

Advantages

• Reputable Brand: PTI is one of the leading insurance companies in Vietnam, trusted by numerous customers.
• Extensive Coverage: PTI Auto Insurance offers various packages with diverse coverage options, from basic to comprehensive, meeting the needs of all customer segments.
• Competitive Premiums: PTI offers competitive insurance premiums compared to other insurance providers in the market.
• Simple and Fast Procedures: The insurance purchase and claims processes at PTI are considered straightforward, fast, and transparent.
• Wide Network of Partner Garages: PTI boasts a nationwide network of partner garages, allowing customers to easily repair their vehicles at reputable facilities.

Disadvantages

Besides the notable advantages, PTI Auto Insurance also has a few minor drawbacks:

• Some insurance packages may require customers to pay additional fees for extended coverage.
• The waiting time for a response from PTI’s customer service hotline can sometimes be longer than desired, especially during peak hours.

PTI Auto Insurance Price List

Note: This price list is for reference only. Actual insurance premiums may vary depending on several factors such as vehicle type, year of manufacture, vehicle value, and area of operation. For detailed information on premiums, please contact PTI directly or its authorized insurance agents.

Frequently Asked Questions about PTI Auto Insurance

1. What is the procedure for purchasing PTI Auto Insurance?

To purchase PTI Auto Insurance, you can visit PTI’s transaction offices directly, contact the hotline, or purchase online on PTI’s website.

2. What should I do to receive compensation from PTI in case of an accident?

Steps for Reporting and Claiming PTI Auto Insurance:

1. Secure the Scene: Document the scene with photos and videos.
2. Immediately Notify PTI: Report the accident within 24 hours via hotline 1900 54 54 78.
3. Prepare Claim Documents: Gather all necessary documents as instructed by PTI.
4. Vehicle Inspection: Take your vehicle to a PTI partner garage for damage assessment.
5. Receive Compensation: PTI will process the compensation according to regulations after the assessment results are available.

Damaged truck after an accident

3. What are the exclusions of PTI Auto Insurance?

PTI Auto Insurance has some exclusions, such as:

• Vehicles participating in racing or testing activities.
• Vehicle damage due to technical faults or natural wear and tear.
• Damage caused by earthquakes or tsunamis (unless additional coverage is purchased).