Hanoi Truck Insurance: Your Comprehensive Guide

Uncle Tu, driving his familiar Dongfeng truck, rolled down Nguyen Van Linh Street toward the city center. Suddenly, a motorbike darted out from an alley, causing a collision that made Uncle Tu slam on the brakes. Fortunately, no one was seriously injured, but both the truck and the motorbike were damaged. Uncle Tu breathed a sigh of relief, grateful that he had comprehensive third-party liability (TPL) insurance. “Thank goodness for insurance, otherwise today would have been costly!” he thought.

Uncle Tu’s story highlights the importance of car TPL insurance. What is car TPL insurance premium? How is it calculated? Let’s delve into the details with Hanoi Trucks in this article.

What is Car TPL Insurance Premium?

Car TPL insurance premium is the amount of money a vehicle owner pays to an insurance company for financial protection in case of a traffic accident causing damage to a third party’s person or property. In other words, when you purchase TPL insurance, the insurance company will compensate the injured party on your behalf within the scope of the insured liability.

Benefits of Purchasing Car TPL Insurance

Purchasing car TPL insurance is not only a mandatory obligation for all vehicle owners but also offers many practical benefits:

• Reduces Financial Burden: In the unfortunate event of an accident, you won’t have to bear the entire compensation cost yourself, protecting your personal and family finances.
• Peace of Mind While Driving: Knowing you are protected by TPL insurance, you will feel more secure and confident when participating in traffic.
• Fulfilling Civic Duty: Purchasing TPL insurance is a practical act demonstrating your responsibility to society, contributing to ensuring social security.

Latest Car TPL Insurance Premium Table

Car TPL insurance premiums are regulated by the Ministry of Finance and depend on various factors such as vehicle type, purpose of use, seating capacity, and area of circulation. Below is the latest car TPL insurance premium table (excluding VAT) for your reference:

Note: The above table is for reference only; the actual premium may vary depending on the specific insurance company and policy.

Frequently Asked Questions about Car TPL Insurance Premium

1. Where to Buy Reputable Car TPL Insurance?

You can purchase car TPL insurance directly at the transaction offices of insurance companies or online on their websites. For peace of mind and convenience, you should choose reputable insurance companies such as PTI Insurance, Bao Viet Insurance, PVI Insurance, etc.

2. What is the Procedure for Purchasing Car TPL Insurance?

The procedure for purchasing car TPL insurance is quite simple. You only need to prepare some necessary documents such as vehicle registration, ID card/citizen identity card, and fill out the insurance application form.

3. How Long is Car TPL Insurance Valid?

Car TPL insurance is usually valid for one year. You can choose to renew your insurance before it expires or purchase new insurance from a different insurance company.

Buying Truck Insurance

Truck Feng Shui and Spiritual Significance

Vietnamese people value spiritual factors, especially with valuable assets like vehicles. Many believe that choosing a car color and license plate that aligns with feng shui will bring luck, fortune, and safety on all roads.

For example, people with the Metal element often choose white or silver cars; those with the Wood element prefer green or brown… Besides, the numbers in the license plate are also carefully considered. For instance, the number 39 (minor god of wealth) or 79 (major god of wealth) is considered to bring luck and fortune.

Buy Reputable Trucks at Hanoi Trucks

If you are looking to buy a truck, Hanoi Trucks is a reliable address for you. We specialize in providing high-quality trucks with various load capacities from famous brands such as Hyundai, Isuzu, Hino…

Coming to Hanoi Trucks, you will receive:

• Dedicated and professional advice from a team of experienced staff.
• Support for installment purchase with preferential interest rates.
• Genuine warranty and maintenance services.

Dongfeng Hoang Huy Truck

In addition, we also provide similar products such as dump trucks, tractor trucks, specialized vehicles… Contact Hanoi Trucks now for advice and the best quote!

Conclusion:

Car TPL insurance premium is an indispensable expense for any vehicle owner. Hopefully, this article has provided you with useful information about this important type of insurance. Be a wise vehicle owner, choose the right insurance to protect yourself and contribute to building a safe traffic society.

Leave a comment or contact Hanoi Trucks if you have any questions!