The story goes that Uncle Ba, a long-time truck driver in Ha Dong, Hanoi, was known for his cautious driving. But as luck would have it, during a delivery trip to a neighboring province, he was involved in a minor collision. Fortunately, no one was seriously injured, but his truck sustained considerable damage. It was at this moment that Uncle Ba breathed a sigh of relief, thankful that he had purchased car insurance. Thanks to the insurance, he didn’t have to worry about the repair costs for his own vehicle and the other party involved.
Uncle Ba’s story serves as a reminder of the importance of having car insurance. So, what is car insurance? Where can you buy reliable car insurance in Hanoi? Let’s find out in this article.
Motor Vehicle Liability Insurance (also known as Compulsory Third Party Liability – CTPL) is mandatory for all vehicle owners operating in Vietnam. This type of insurance covers compensation for damages caused to a third party in an accident.
Truck accident
Car insurance premiums depend on various factors such as vehicle type, intended use, seating capacity, etc. To determine the exact premium, you can contact reputable insurance agents directly.
Below is a reference price list for car insurance:
| Vehicle Type | Liability Coverage | Annual Premium (VNĐ) |
|---|---|---|
| Passenger cars, vans under 6 seats | 110 million VND/person/accident | 480,000 |
| Passenger vehicles from 7 to 30 seats | 150 million VND/person/accident | 980,000 |
| Trucks with a payload under 2.5 tons | 100 million VND/person/accident | 650,000 |
1. Can I buy car insurance online?
Yes, many insurance companies now offer online insurance purchase services. You can visit the website or app of the insurance company to proceed.
2. How long is car insurance valid for?
The insurance policy is usually valid for one year.
3. When do I need to renew my car insurance?
You should renew your insurance at least 7 days before it expires.
Are you looking for a reliable place to buy car insurance in Hanoi? Look no further than XE TẢI HÀ NỘI – a trusted address for many customers in the trucking industry.
Why choose XE TẢI HÀ NỘI?
Insurance consultation
Contact XE TẢI HÀ NỘI for consultation:
In addition to car insurance, XE TẢI HÀ NỘI also offers other motor vehicle insurance products such as:
Car insurance is essential for every vehicle owner. Be a smart driver and choose the right insurance package to protect yourself and contribute to road safety.
To learn more about trucks, car maintenance costs, please refer to other articles on the XE TẢI HÀ NỘI website.
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