Homepage

Blog

Compulsory Car Insurance in Hanoi: What Drivers Need to Know

LONG

11/02/2025

0 Comments

Car

Mr. Ba, a long-time truck driver in Long Bien District, Hanoi, still vividly remembers the day he brought home his Hyundai H100 truck. His joy was short-lived when one fine morning, while driving on Nguyen Van Linh Street, he was startled by the screech of brakes. A motorbike suddenly cut in front of him, slightly scratching the back of his truck. Fortunately, the motorcyclist only suffered minor injuries, but Mr. Ba’s truck was dented, and the motorbike was severely damaged. Thanks to compulsory car insurance, Mr. Ba was relieved of the financial burden of repairing both vehicles.

Mr. Ba’s story is a reminder of the importance of compulsory car insurance, a financial safety net for oneself and other road users.

What is Compulsory Car Insurance?

Compulsory Car Insurance (often referred to as TNDSBB) is a type of insurance that vehicle owners are required to purchase by law. If your vehicle causes an accident, the insurance company will cover the damages to third parties, both personal and property, as per the insurance policy.

Benefits of Compulsory Car Insurance

Financial Protection: In case of an accident, the insurance company will cover the compensation costs, easing your financial burden.
Legal Compliance: Purchasing TNDSBB is a mandatory obligation for vehicle owners according to Vietnamese law.
Peace of Mind: With insurance coverage, you can drive with greater peace of mind, focusing on road safety.

Compulsory Car Insurance Pricing

TNDSBB premiums depend on various factors such as vehicle type, purpose of use, and area of operation. Below is a reference price list:

Vehicle Type	Liability Coverage	Estimated Price (VNĐ)
Passenger vehicles under 9 seats	150 million/person/accident	480,700
Trucks under 2.5 tons	100 million/accident	507,600
Buses from 16 – 30 seats	150 million/person/accident	1,144,000

Important Notes When Purchasing TNDSBB

Choose a Reputable Insurance Company: Research insurance companies thoroughly and consult with friends and family to choose a reliable provider.
Understand Your Rights and Obligations: Carefully read the insurance policy, especially the terms and conditions regarding your rights and the insurance company’s obligations.
Keep Your Insurance Certificate Safe: This certificate is proof of your insurance coverage.

Frequently Asked Questions about TNDSBB

Question: My truck is registered in Ha Dong but often travels between Hanoi and Hai Phong. Do I need to purchase additional TNDSBB?

Answer: No, you do not need additional insurance. TNDSBB is valid throughout Vietnam.

Question: If I buy a truck on installment, am I required to purchase TNDSBB?

Answer: Yes. Whether you buy a truck on installment or outright, you must purchase TNDSBB for your vehicle.

Question: Can I purchase truck TNDSBB online?

Answer: Yes. You can purchase truck TNDSBB online through insurance company websites or online insurance applications.

How to Purchase TNDSBB at XE TẢI HÀ NỘI

You can easily purchase car TNDSBB at XE TẢI HÀ NỘI. We partner with reputable insurance companies, providing consulting services, price comparisons, and quick and convenient insurance purchasing assistance.

Conclusion

Compulsory car insurance is a financial safety net for you and other road users. Be a wise vehicle owner and choose the most suitable insurance package for peace of mind on every journey.

For more information about trucks and truck insurance services, please visit xetaihanoi.edu.vn or contact our hotline … for a free consultation.