BIDV Car Insurance: Optimal Protection for Your Vehicle
BIDV Car Insurance: Optimal Protection for Your Vehicle

BIDV Car Insurance: Optimal Protection for Your Vehicle

12/02/2025
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“A good car goes a long way,” an old saying that remains true today. Owning a truck, from the Hyundai trucks bustling through the streets of Hanoi to the “highway kings” – Hino trucks – hauling construction materials on Truong Chinh Road, is not just a dream for many but also an effective means of livelihood. However, like people, vehicles also need protection against unforeseen risks. That’s when you need car insurance, especially BIDV car insurance.

What is BIDV Car Insurance?

BIDV car insurance is a motor vehicle insurance product offered by the Bank for Investment and Development of Vietnam (BIDV) in collaboration with reputable insurance partners in the market. This product provides customers with comprehensive protection against risks that motor vehicles may encounter while participating in traffic, from minor collisions to serious accidents.

Why Choose BIDV Car Insurance?

Advantages

  • Prestige and Experience: BIDV is one of the leading commercial banks in Vietnam with a nationwide network.
  • Diverse Products: BIDV offers various insurance packages with different fees and benefits, suitable for the needs and financial capabilities of each customer.
  • Quick and Easy Procedures: Customers can easily purchase insurance and file claims online or at any BIDV branch or transaction office nationwide.
  • Extensive Network of Partner Garages: BIDV collaborates with a system of reputable garages across the country, ensuring your car is repaired quickly and with quality.
  • Professional Customer Service: BIDV’s team of consultants is always available to support and answer all customer inquiries 24/7.

Disadvantages

  • Insurance premiums may be higher compared to some other providers: However, with BIDV’s service quality and reputation, this is still a worthwhile choice.

BIDV Car InsuranceBIDV Car Insurance

BIDV Car Insurance Price List

Insurance Package Liability Level Reference Price
Compulsory TPL Insurance As prescribed by law From 1 million VND
Vehicle Damage Insurance
– Basic Package From 1.5% of vehicle value
– Standard Package From 1.8% of vehicle value
– Extended Package From 2.2% of vehicle value

Note: The above price list is for reference only. The actual insurance premium may vary depending on the type of vehicle, year of manufacture, circulation area, purpose of use, etc.

Important Notes When Purchasing BIDV Car Insurance

  • Carefully review the terms and conditions of the insurance contract before signing.
  • Provide complete and accurate information about the vehicle and the insured.
  • Keep the insurance certificate and related documents carefully.
  • Immediately notify BIDV in case of an incident to be guided on claims and receive timely compensation.

Frequently Asked Questions about BIDV Car Insurance

What is the procedure for purchasing BIDV car insurance?

To purchase BIDV car insurance, you can visit BIDV branches or transaction offices nationwide or do it online via BIDV’s website or mobile application.

When will I receive insurance compensation?

The claim settlement time depends on the extent of the vehicle damage and your claim documents.

Can I cancel my BIDV car insurance policy?

You can cancel your BIDV car insurance policy before its expiration date in accordance with the provisions of law and BIDV’s regulations.

How to Purchase BIDV Car Insurance

  • Directly: Visit BIDV branches or transaction offices nationwide.
  • Online: Via BIDV’s website or mobile application.
  • Hotline: Call BIDV’s customer service hotline.

Trucks and Feng Shui

Vietnamese people often value spiritual factors and Feng Shui, especially when choosing vehicles – a valuable asset. According to Feng Shui experts, when choosing the color of a truck, the owner should base it on their own five elements to ensure “favorable wind and water,” bringing luck and fortune. For example, people with the Metal element should choose white or silver gray vehicles; those with the Wood element should choose green or blue vehicles; those with the Water element should choose black or navy blue vehicles…

In addition, choosing a beautiful and Feng Shui-compliant license plate is also a concern for many people. Mr. Nguyen Van A, a truck owner in Long Bien District, Hanoi, shared: “I believe in Feng Shui. When buying a truck, I spent time researching and chose a license plate ending in 39 – ‘the small god of fortune’ – hoping for smooth and successful business.”

Trucks and Feng ShuiTrucks and Feng Shui

Similar Products at Xe Tai Ha Noi

In addition to BIDV car insurance, Xe Tai Ha Noi also provides other services such as: vehicle purchase loans, maintenance, and repair. Customers can refer to the website: xetaihanoi.edu.vn for more detailed information or contact the hotline for advice.

Conclusion

BIDV car insurance is a safe and reliable choice for your beloved vehicle. Contact BIDV or visit the website xetaihanoi.edu.vn to learn more about this product and service. We wish you the best in choosing the most suitable insurance package and always have peace of mind on every road!

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