Hanoi Truck Insurance: Essential for Smart Owners
Hanoi Truck Insurance: Essential for Smart Owners

Hanoi Truck Insurance: Essential for Smart Owners

10/02/2025
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Mr. Ba, owner of a Hyundai H100 truck commonly seen on Nguyen Trai Street, Hanoi, still recounts his unforgettable story. One day, while diligently transporting goods to a warehouse in Hoai Duc, he accidentally sideswiped a motorbike. Fortunately, the motorcyclist only suffered minor injuries. However, the cost of repairing the motorbike and medical expenses left Mr. Ba struggling for a while. “Since then, I always buy full TNDS insurance, so if anything happens, I have something to compensate,” Mr. Ba shared.

So what is TNDS car insurance? Why do truck owners like Mr. Ba value it so much? Let’s explore with Hanoi Trucks!

What is TNDS Car Insurance?

Motor Vehicle Owner’s Civil Liability Insurance (TNDS) is a mandatory type of insurance for all owners of road motor vehicles in Vietnam, including trucks. When participating in TNDS insurance, the vehicle owner will be financially protected if they unfortunately cause an accident, causing damage to people and property of a third party.

Benefits of Purchasing TNDS Car Insurance

  • Peace of mind while driving: No more worrying about financial risks in case of an accident.
  • Fulfillment of legal obligations: Avoid administrative penalties for not having insurance.
  • Protection of rights: Compensation from the insurance company for damages as prescribed.
  • Contribution to society: Sharing the financial burden with the community.

TNDS Truck Insurance Price List 2023

Vehicle Type Liability Level Insurance Premium (VNĐ/year)
Trucks under 2.5 tons 150 million/person/case, 100 million/case for property 480,700
Trucks from 2.5 – 3.5 tons 694,000
Trucks from 3.5 – 6 tons 961,000
Trucks over 6 tons – 10 tons 1,140,000
Trucks over 10 – 16 tons 1,398,000
Trucks over 16 tons 1,657,000

*Note: The price list is for reference only, the actual insurance premium may vary depending on the insurance company, location and additional terms.

Important Notes When Buying TNDS Truck Insurance

  • Choose to buy insurance from reputable companies such as PVI Insurance, Bao Viet, PTI,…
  • Carefully compare premiums, benefits and exclusions between insurance packages.
  • Provide complete and accurate vehicle and owner information.
  • Keep your insurance certificate carefully.

Purchasing TNDS Car InsurancePurchasing TNDS Car Insurance

Frequently Asked Questions about TNDS Truck Insurance

What Cases Does TNDS Insurance Cover?

TNDS insurance will compensate the third party in cases where the vehicle causes an accident:

  • Personal injury: death, injury.
  • Property damage: damage to vehicles, goods.

What Cases Does TNDS Insurance Not Cover?

TNDS insurance does not cover cases of:

  • Natural disasters, fires, terrorism.
  • Driving under the influence of alcohol, beer, or drugs.
  • Vehicles not eligible for circulation.

What is the TNDS Insurance Claim Procedure?

In the event of an accident, the vehicle owner needs to:

  1. Protect the scene, immediately report to the police.
  2. Notify the insurance company within 24 hours.
  3. Prepare complete documents as required by the insurance company.

Where to Buy Reputable TNDS Truck Insurance?

Are you looking for a reputable place to buy TNDS truck insurance in Hanoi? Come to Hanoi Trucks! We are a level 1 agent of leading insurance companies, committed to bringing you the best rates and dedicated consulting services.

In addition, Hanoi Trucks also provides high-quality trucks such as:

  • Hyundai trucks: Porter H150, New Mighty N250, HD72,…
  • Isuzu trucks: QKR, NQR, FVR,…
  • Hino trucks: XZU, Dutro, Series 500,…

Truck models available in HanoiTruck models available in Hanoi

Contact Hanoi Trucks now for the best advice and quotes!

Conclusion

TNDS car insurance is an indispensable financial “shield” for every truck owner. Be a smart owner, choose the right insurance package for peace of mind on every road.

Leave a comment or contact Hanoi Trucks if you have any questions about TNDS truck insurance!

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