“Caution is the parent of safety” – This old adage holds true in every situation, especially when driving a truck – the “king” of the road. Amidst the concerns about operating and maintenance costs, many truck drivers are still hesitant about truck liability insurance. This article will unravel all your questions, helping you understand its importance and choose the most suitable insurance package.
Similar to motorbike insurance, which is legally required, truck liability insurance is mandatory for all truck owners. It ensures compensation for personal injury and property damage to third parties caused by the truck during traffic participation.
Imagine you are Tuan, a seasoned truck driver in Hanoi, transporting goods on Nguyen Trai Street. Suddenly, a motorbike carelessly crosses the road, resulting in an unfortunate collision. Having liability insurance will provide you with:
Truck Liability Insurance
Insurance premiums depend on various factors such as load capacity, vehicle type, and coverage. Below is a reference price list:
Vehicle Type | Load Capacity | Compulsory Insurance | Voluntary Insurance |
---|---|---|---|
Van Truck | Under 1.5 tons | From 500,000 VND | From 1,000,000 VND |
Light Truck | From 1.5 – 3.5 tons | From 700,000 VND | From 1,500,000 VND |
Medium Truck | From 3.5 – 10 tons | From 1,000,000 VND | From 2,000,000 VND |
Heavy Truck | Over 10 tons | From 1,500,000 VND | From 3,000,000 VND |
Note: This price list is for reference only. For detailed and accurate information, please contact reputable insurance agents directly or visit the XE TẢI HÀ NỘI website.
Generally, insurance will not cover overloaded trucks. However, depending on the severity of the violation and the specific terms of each contract, you may receive partial compensation.
You need to contact the insurance company within 24 hours of the incident. Then, provide complete documentation as required for guidance and prompt claim settlement.
Are you looking for a reliable place to buy truck insurance in Hanoi? Come to XE TẢI HÀ NỘI – A trusted partner of many leading insurance companies. We are committed to providing you with the best service with:
Contact XE TẢI HÀ NỘI at: [Address] or hotline: [Phone number] for detailed advice!
In addition to liability insurance, XE TẢI HÀ NỘI also offers a variety of other products and services such as:
Truck on the Road
Truck liability insurance is a “steel shield” protecting you on every road. Be a wise owner and equip yourself with a suitable insurance package for peace of mind in operation and prosperous business development.
Leave a comment or contact XE TẢI HÀ NỘI directly if you need further assistance with truck insurance!
Truck Driver Inspecting Truck
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