“A well-maintained possession lasts,” a saying that rings especially true for trucks, the livelihood of countless families. Trucks operate continuously, often traversing long distances, and are exposed to numerous collision risks. Therefore, in addition to regular maintenance, equipping your truck with a protective “armor” through truck insurance is essential for peace of mind on every journey.
Truck insurance provides financial protection for vehicle owners in case of damage to the truck’s body due to unexpected events such as accidents, collisions, fires, or natural disasters. Instead of bearing the full cost of repairs, you’ll receive partial or full coverage from the insurance company, depending on the extent of the damage and your chosen insurance plan.
With the “shield” of insurance, you can drive with confidence on any road, focusing on your transportation business without worrying about unexpected risks. This enhances work efficiency and ensures a more stable income.
In the unfortunate event of an accident, truck repair costs can reach tens or even hundreds of millions of VND. Truck insurance significantly minimizes this financial burden, ensuring a consistent cash flow.
When insured, you’ll receive dedicated support from a team of consultants and assessors, assisting you from claim reporting and assessment to compensation processing.
Insurance companies offer various truck insurance packages with different premiums and benefits. You can choose the most suitable plan for your truck based on your needs and financial capabilities.
This is mandatory for all motor vehicle owners participating in traffic, ensuring compensation for third-party bodily injury and property damage caused by the vehicle.
This package offers comprehensive protection for your vehicle, covering risks such as:
| Insurance Package | Premium (Reference) | Coverage |
|---|---|---|
| Standard Comprehensive Truck Insurance | 0.5 – 1% of vehicle value/year | Compensation for damage caused by accidents, collisions, fire, explosions, natural disasters… |
| Enhanced Comprehensive Truck Insurance | 1 – 2% of vehicle value/year | Compensation for damage caused by accidents, collisions, fire, explosions, natural disasters, partial theft, flooding… |
Note: Insurance premiums may vary depending on the vehicle’s make, year of manufacture, value, area of use, and insurance history.
Mr. Tuan, owner of a grocery store on Hang Buom Street, Hanoi, shared: “Previously, I never considered purchasing truck insurance for my Thaco Towner 990. Until one time, my truck collided with a motorbike while delivering goods. Although it wasn’t my fault, the repair costs were quite high, causing financial difficulties. Learning from that experience, I immediately purchased truck insurance. Now, I feel completely secure while driving, no longer worried about unexpected risks.”
Question 1: Is the process of purchasing truck insurance complicated?
Answer: The process is simple and fast. You only need to prepare basic documents like vehicle registration, ID card, and contact a reputable insurance company or agent.
Question 2: What should I do to receive compensation in case of an accident?
Answer: Remain calm, secure the scene, and immediately notify the insurance company via the hotline number on your insurance certificate.
Truck Insurance
For consultation and selection of the most suitable truck insurance package for your needs and budget, contact Xe Tai Ha Noi.
Xe Tai Ha Noi is a reputable provider of high-quality trucks and professional, dedicated insurance services.
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In addition to truck insurance, Xe Tai Ha Noi also offers other products and services such as:
Xe Tai Ha Noi Trucks
Truck insurance is an indispensable “companion” for all truck owners, providing peace of mind and supporting sustainable business development. Contact Xe Tai Ha Noi today for consultation and selection of the most suitable insurance package for your truck!
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