Fines for Expired Car Insurance in Vietnam 2023

“Just like any valuable possession, vehicles require proper maintenance and up-to-date paperwork. A friend of mine recently learned this the hard way. Driving his Dongfeng truck laden with fruit from Me Linh to Hang Buom Street, he was stopped at a traffic checkpoint. It turned out his insurance had expired a week earlier. The result? A hefty fine, his truck impounded, and days of lost income. Now, he’s a walking reminder about checking insurance expiration dates.”

Traffic police inspecting vehicle documents

Penalties for Driving with Expired Car Insurance in Vietnam

Driving a car with expired compulsory civil liability insurance not only poses financial risks in case of an accident but is also a violation of the law. So, what are the fines for expired car insurance in Vietnam?

According to Decree 100/2019/ND-CP (amended by Decree 123/2021/ND-CP) on administrative sanctions in the field of road and railway traffic, the specific fines are as follows:

For cars and trucks:

• Expired less than 1 month: Fine from 1,000,000 VND to 1,500,000 VND.
• Expired from 1 month to 3 months: Fine from 3,000,000 VND to 4,500,000 VND.
• Expired over 3 months: Fine from 4,000,000 VND to 6,000,000 VND.

Note:

• In addition to fines, the vehicle owner’s driver’s license will be suspended from 1 to 3 months.
• In the event of a traffic accident, the vehicle owner will be responsible for all related expenses.

Detailed Fine Schedule:

Frequently Asked Questions

1. What are the fines for expired motorbike insurance?

According to Decree 100/2019/ND-CP, the fine for expired motorbike insurance ranges from 100,000 VND to 200,000 VND.

Motorbike insurance price list

2. How can I check my vehicle’s insurance expiration date?

You can check your vehicle’s insurance expiration date by:

• Contacting your insurance company directly.
• Using the mobile application of your insurance company.
• Checking the website of the Insurance Supervisory and Management Authority (Ministry of Finance).

3. Where can I buy reputable car insurance?

You can consider buying car insurance from reputable insurance companies such as Bao Viet Insurance, PTI Insurance, PVI Insurance… Or contact reputable truck dealers like Xe Tai Ha Noi for advice and support.

How to Buy a Truck at Xe Tai Ha Noi

To buy a truck at Xe Tai Ha Noi, you can follow these steps:

1. Visit the website xetaihanoi.edu.vn
2. Browse the available truck models and choose the product that suits your needs.
3. Contact the hotline or visit Xe Tai Ha Noi’s showroom in Hanoi districts such as Cau Giay, Long Bien, Ha Dong… for consultation and support.

Xe Tai Ha Noi Showroom

Similar Truck Models Available at Xe Tai Ha Noi

• Hyundai Trucks
• Hino Trucks
• Isuzu Trucks
• Dongfeng Trucks
• Thaco Towner Trucks

Conclusion

Complying with regulations on civil liability insurance is not only an obligation but also a responsibility of every vehicle owner when participating in traffic. Hopefully, through this article, you have understood the fines for expired car insurance as well as important related notes. Please share this information with your friends and relatives to build a safe traffic culture together.