Hanoi Truck Insurance: Protecting Your Vital Asset

Uncle Ba, owner of a small grocery store on Hang Bac Street in Hanoi, always took pride in his Hyundai H100 truck – his family’s livelihood. He meticulously cared for his “beloved vehicle,” from regular maintenance at the Hyundai Giai Phong dealership to washing it by hand every day.

However, while transporting goods from Bac Ninh, Uncle Ba was involved in an accident, severely damaging his truck. Fortunately, he was unharmed, but the repair costs posed a significant burden. He regretted not having purchased comprehensive insurance for his vehicle.

What is Truck Insurance and Why is it Necessary?

Truck insurance, also known as commercial auto insurance, covers the cost of repairing or replacing parts of a truck damaged due to accidents, collisions, natural disasters, fires, or theft of parts or the entire vehicle.

With truck insurance, you will:

• Enjoy peace of mind while driving, without worrying about expensive repairs.
• Receive compensation when your truck encounters an incident, enabling you to quickly recover and continue your business.
• Save a significant amount of money in case of a serious accident.

Benefits of Purchasing Truck Insurance at Hanoi Truck

• Diverse product offerings: Suitable for all needs and budgets.
• Dedicated consulting: Helping you choose the most suitable insurance plan.
• Quick and easy procedures: Saving you time and effort.
• Professional claims support: Ensuring your rights are protected.

Types of Truck Insurance Policies

1. Compulsory Third Party Liability (TPL) Insurance

This is a mandatory insurance policy required by law, compensating for damage to people and property of third parties caused by motor vehicles.

2. Comprehensive Insurance (Voluntary)

This type of insurance covers the cost of repairs or replacements when your truck is damaged due to causes such as:

• Accidents and collisions.
• Fires and explosions.
• Natural disasters: Storms, floods, lightning strikes…
• Theft of parts or the entire vehicle.

Damaged truck after an accident

Common Comprehensive Insurance Packages:

• Basic package: Covers damages caused by accidents, collisions, fires, explosions, and natural disasters.
• Extended package: In addition to the basic package, it also covers theft of parts and water damage.

Note: Depending on your needs and financial situation, you can choose the appropriate insurance package.

Truck Insurance Price List (Reference)

Note: This price list is for reference only. The actual insurance premium may vary depending on the type of vehicle, year of manufacture, and area of operation.

Insurance contract

Frequently Asked Questions about Truck Insurance

1. What is the procedure for purchasing truck insurance?

You can visit the Hanoi Truck office at 10 Nguyen Trai Street, Thanh Xuan District, Hanoi, or contact us via hotline 0987.654.321 for advice and support.

2. What should I do to receive insurance compensation in case of an accident?

You need to follow these steps:

• Secure the scene and immediately report to the nearest police station.
• Notify the insurance company within 24 hours.
• Prepare a complete claim file as instructed by the insurance company.

3. My truck is insured in another province. Can I have it repaired in Hanoi?

Absolutely! You can bring your truck to any auto repair shop within the insurance company’s network for repairs.

Tips for Purchasing Truck Insurance

• Choose a reputable insurance company with good customer service.
• Carefully review the terms and conditions of the insurance policy before signing.
• Choose an insurance package that suits your needs and financial capabilities.

Conclusion

A truck insurance policy is a shield that protects your assets from unforeseen risks. Contact Hanoi Truck today for advice and to get the most suitable insurance package!