Hanoi Truck Financing: Required Documents & Easy Process
“You get what you pay for” – This saying holds true, especially when buying a truck for your business. But not everyone can afford to pay 100% upfront. Understanding this, Hanoi Truck offers easy and fast financing options. What documents are needed for truck financing? Let’s find out!
Required Documents for Truck Financing
Whether you’re financing a truck in Hanoi, Ho Chi Minh City, or any other province, the general requirements are:
Personal/Household Documents
- Valid Citizen Identity Card/Passport (photocopy and original for verification).
- Household Registration Book/Temporary Residence Certificate (certified photocopy).
- Marriage Certificate/Single Status Certificate (certified photocopy).
Financial Documents
- Employment Contract, bank statement of salary for the last 3-6 months (for salaried employees).
- Business Contract, revenue records (if applicable) (for self-employed individuals).
- Savings Book, proof of ownership of real estate, stocks, bonds… (to prove financial capacity).
Important Notes
- Each bank/financial company will have its own regulations regarding procedures and loan application documents.
- You should contact the lender directly for detailed advice and prepare complete and accurate documents to save time and effort.
Hanoi Truck Financing Price List (Reference)
| Truck Type | Listed Price (VNĐ) | Minimum Down Payment |
|---|---|---|
| 1-Ton Light Truck | 300,000,000 | 90,000,000 |
| 2.5-Ton Medium Truck | 500,000,000 | 150,000,000 |
| 5-Ton Heavy Truck | 800,000,000 | 240,000,000 |
Note: This price list is for reference only. Actual prices may vary depending on the time and promotion programs.
Frequently Asked Questions about Truck Financing
What is the interest rate for truck financing?
The interest rate for truck financing depends on many factors such as loan amount, loan term, and bank/financial company policies.
Is collateral required for truck financing?
Typically, you can choose to pledge the truck itself or other assets of equivalent value as collateral.
How long does the truck financing process take?
The approval and disbursement process for truck financing usually takes 3-7 business days.
Where to Buy Trucks with Reliable and Quality Financing?
Hanoi Truck is proud to be a provider of genuine trucks with the most competitive prices in the market. We are committed to providing customers with truck financing services that include:
- Simple and fast procedures.
- Preferential and competitive interest rates.
- Loan support up to 80% of the vehicle value.
- Professional and dedicated consulting staff.
Contact Hanoi Truck now for the best advice and support!
Address: [Hanoi Truck’s Address] Hotline: [Hanoi Truck’s Phone Number]
Other Truck Models at Hanoi Truck
In addition, we also offer a variety of other truck models such as:
- Closed Box Trucks
- Canvas Covered Trucks
- Dump Trucks
- Specialized Trucks
Visit our website [website address] to see more products and services from Hanoi Truck.
Conclusion
Hopefully, this article has answered your question “What documents are needed for truck financing?”. We wish you soon own your desired truck for efficient business operations!
About us
Đào Hoàng LONG
Blog Editor
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