Car Insurance Fines in Hanoi: What Drivers Need to Know

Mr. Ba, a long-time Dongfeng truck driver in Hanoi, was once transporting goods from Nguyen Trai Street, Thanh Xuan District, to Hai Phong. While driving, he was pulled over by the traffic police. It turned out that he had forgotten his insurance had expired the week before. As a result, Mr. Ba had to pay a fine, lost a day’s work, missed his delivery deadline, and damaged his reputation.

Mr. Ba’s story is a lesson for all drivers, especially those operating trucks, to always thoroughly check their documents, especially their vehicle insurance, before departing. So, what are the specific fines for expired car insurance? Let’s find out in detail.

Car Insurance Fine Schedule: Latest Regulations

Why Buy Car Insurance?

Car insurance is not only a mandatory obligation for all vehicle owners participating in traffic but also an effective financial protection measure. In the unfortunate event of an accident, insurance will help you reduce the burden of repair costs and compensation for damages to others.

How are Car Insurance Fines Regulated?

Car insurance fines are specifically stipulated in Decree 100/2019/NĐ-CP and apply to various types of vehicles, including cars, trucks, and buses. Below is a detailed table of the fines:

In addition, the vehicle owner’s registration certificate can be revoked for 1 to 3 months depending on the severity of the violation.