Van Ninh VBSP: Empowering Coastal Communities
Van Ninh VBSP: Empowering Coastal Communities

Van Ninh VBSP: Empowering Coastal Communities

09/02/2025
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“Where there’s a will, there’s a way” is a timeless adage. However, life is full of challenges, and many families in Van Ninh district, Khanh Hoa province, yearn for a better life but lack the necessary capital and resources. Understanding this, the Vietnam Bank for Social Policies (VBSP) in Van Ninh district acts as a dedicated supporter, helping to cultivate dreams of a brighter future for the local community.

Van Ninh is a coastal district where most residents rely on the sea for their livelihood. However, due to harsh natural conditions, rudimentary boats, and unstable incomes, many families still face significant hardships.

1. VBSP Van Ninh: A New Breeze for Coastal Residents

The VBSP in Van Ninh district was established with the noble mission of implementing the government’s preferential credit policies, contributing to sustainable poverty reduction for the local people.

VBSP providing financial support to local residentsVBSP providing financial support to local residents

By implementing various loan programs, ranging from loans for poor and near-poor households, student loans, to loans for production and business development, VBSP Van Ninh has been helping thousands of families access low-interest loans, stabilize their lives, and gradually escape poverty.

1.1. Inspiring Success Stories

Mr. Nguyen Van A, a fisherman from Van Thanh commune, Van Ninh district, shared: “My family used to be poor and struggled a lot. Since receiving a loan from VBSP to purchase fishing equipment, our lives have significantly improved. Now, I can afford to send my children to school and build a more stable house.”

Mr. A’s story is just one of many lives touched by VBSP Van Ninh.

2. Loan Procedures at VBSP Van Ninh

Loan procedures at VBSP Van Ninh are simplified to facilitate access for local residents. Borrowers only need to prepare the required documents and visit the VBSP district office for guidance.

Loan application process at VBSPLoan application process at VBSP

2.1. Required Documents:

  • Loan application form (as per template).
  • Identification documents (ID card/Citizen ID).
  • Household registration book.
  • Certificate of poor/near-poor household/policy beneficiary (if applicable).
  • Project/business plan (if applying for a business loan).

2.2. Preferential Interest Rates

Loan interest rates at VBSP Van Ninh are always lower than market rates, helping to reduce the financial burden on borrowers.

3. Loan Program Interest Rates

Loan Program Annual Interest Rate
Loan for Poor Households 3%
Loan for Near-Poor Households 4%
Student Loan 0.5%/month
Loan for Production and Business Development 6-8%

4. Important Notes When Borrowing from VBSP Van Ninh

  • Use the loan for its intended purpose effectively.
  • Repay principal and interest on time.
  • Maintain and protect collateral assets.

5. Contact Information

If you need a loan, please contact VBSP Van Ninh at:

  • Address: 123 ABC Street, Van Gia Town, Van Ninh District, Khanh Hoa Province.
  • Phone: (0258) 3567 890
  • Email: [email protected]

Contacting VBSPContacting VBSP

Residents can also find information about support policies at the People’s Committees of communes/towns in Van Ninh district.

Conclusion

With the motto “Dedicated to the People’s Lives,” VBSP Van Ninh strives to provide optimal financial solutions, contributing to the development of a prosperous and beautiful Van Ninh countryside.

If you live in neighboring districts such as Ninh Hoa, Cam Ranh, Dien Khanh, learn about the local VBSP to seize opportunities to escape poverty and improve your life.

Share this helpful information with your loved ones! Let “XE TẢI HÀ NỘI” help spread the word.

Contact us for support:

Phone: 0968239999 Email: [email protected] Address: TT36 – CN9 Road, Tu Liem Industrial Park, Phuong Canh Ward, Nam Tu Liem District, Hanoi.

We have a 24/7 customer service team.

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